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What is chapter 7 and how does it work?
When a person files a bankruptcy case, the goal is to wipe out as much debt as possible so that the person can get a fresh start. You may not want to get rid of some of your debts if, for example, you want to keep your home and car and want to continue to pay the mortgage and car payments. There are other debts that you cannot get rid of. Your other debts are either dischargeable, meaning that your personal liability will be eliminated, or non- dischargeable, meaning that you will continue to remain liable on the debt after your bankruptcy is over. Learn More
Not necessarily. There are different options when it comes to homes and vehicles when filing for bankruptcy. Learn More
You’re probably already aware that the Fed voted unanimously in late September 2026 to raise its benchmark federal funds rate by 25 basis points. This lifted its target range from 3.5%-3.75% to 3.75%-4%. It was the first rate hike since July of 2023. And there’s the distinct possibility of another one just around the corner […]
In the United States, one of the only developed countries in the world without universal healthcare coverage, about 8% of the population is uninsured. That equates to roughly 27 million people. Meanwhile, 23% of working-age adults are considered underinsured. This is the result of high out-of-pocket costs and deductibles that put a significant strain on […]